Sleep Deprivation in America Essay -- Health Medical

Sleep Deprivation in America Research indicates that America’s sleep problems have increased and might be the number one health problem. The average amount of sleep that people get per night can range anywhere from three to twelve hours. According to Dr. David Dinges at the University of Pennsylvania, it is a fact that people who get fewer than six hours of sleep a night do not live as long as people who get seven hours or more. Most people do not realize the importance of sleep or even realize that it is needed to survive. Many people experience sleep deprivation; however it is commonly seen in college students. Irregular sleeping patterns tend to occur in students, which can later lead to long-term effects. Sleep deprivation can affect the normal and regular sleep patterns and cycles of many people. According to Lacks, â€Å"Normal adults gradually move through a sequence of regularly alternating stages of sleep† (17). Adults experience these different stages because of their own distinct patterns and behavioral activity. Sleep is divided into two categories non-rapid-eye-movement and rapid-eye-movement (Lacks 17). These stages of sleep range from the lightest sleep to the deepest sleep. This cycle is repeated over and over again while sleeping. These sleep stages are necessary to regulate the different states of wakefulness and sleep. According to Williams, â€Å"Insomnia or difficulty in initiating or maintaining sleep is almost part of everyone’s life† (29). Insomnia is a result of sleep deprivation, which can lead to further effects such as stress and aging. Regular sleeping patterns can drastically change for someone who is experiencing s leep deprivation. Circadian rhyt... ... exposed to and the only way for a student to avoid it is to find an individual way to motivate him or herself. Works Cited Bethesda MD: National Institute of Neurological Disorders and Stroke. Understanding Sleep. National Institutes of Health, 1998 Giannotti, Flavia. â€Å"Circadian Preference, Sleep and Daytime Behavior in Adolescence.† European Sleep Research Society (May 2002): 191-199. Lacks, Patricia. Behavioral Treatment for Persistent Insomnia. New York: Permagon Press, 1987. Urban, Christopher. â€Å"Sleep Deprivation Not Unusual For College Students.† The Tech .Write 3 Jun 1991.: 5. 23 Oct 2002 . Williams, Robert L. M.D., Ismet Karacan, and Constance Moore, Sleep Disorders: Diagnosis and Treatment. New York: John Wiley and Sons, Inc., 1988.

Suffering From Advanced Dementia Health And Social Care Essay

Dementia is defined as a aggregation of symptoms that include decreased rational operation that interferes with normal life maps and there are presently over 600,000 persons populating with dementedness in the UK ( 2 ) . There are several types of dementedness and diagnosing is a complex procedure depending upon specific, chief symptoms, the order they present and how they progress over clip ( 3 ) ( Table 1 ) . As the disease progresses to the ulterior phases, it is known as advanced dementedness ( AD ) . Wandering is an inauspicious behavioral trait in about 60 % of dementedness sick persons ( 4,5 ) , with about 50 % of instances ensuing in persons going physically harmed, losing or deceasing ( 2,5,6 ) . Rolling is one of the primary concerns of dementedness sick persons, carers, medical professionals and their relations ( 7,8 ) and can set an AD person into an institutional scene prematurely ( 6 ) . AD sick persons wander for grounds they may happen difficult to explicate to others and it may be a pick, non merely a symptom of dementedness ( 8 ) ( Table 2 ) . Table 2 – Causes of Wandering in Individuals enduring from AD and the Reasons and Preventative Actions ( 9 )Some Potential Causes of RollingReasonsPreventive ActionsMedication ( for depression, wakefulness and anxiousness ) Side effects can do confusion, irregularity urinary piece of land infections and agitation. Regularly review medicine. Ensure lavatories are identifiable. Insomnia Confusion over clip of twenty-four hours. Worrying about something ( future or past ) Treatment for insomnia. Discuss any concerns with patient to set their head at easiness Use relaxation techniques. Pain Rolling may supply reprieve from hurting. Persons may be looking for hurting alleviation medicine. May be unable to pass on about their hurting. Regularly discuss and reexamine hurting direction with persons particularly when they have good cognitive ability. Pain may non be a seeable hurt. Hunger / Thirst Persons may roll looking for nutrient / H2O. Ensure persons on a regular basis eat and imbibe as AD persons frequently forget to eat and imbibe. Distress Persons may experience fed up and unmotivated and wander to happen stimulation. Persons may experience they have a undertaking to make. May experience stressed about being in a secure room and demand to ‘escape ‘ . Ensure persons are encouraged to interact with other persons and motivated when they are mentally able. Allow patients to hold boundaries for rolling. Allow persons to discourse their life before AD.Use of Electronic TaggingIn the early phases of the dementedness, persons have the ability to inquire for aid if they become lost when rolling but as the disease progresses and confusion additions, this is non the instance ( 5 ) . Electronic tagging ( ET ) is a signifier of surveillance and could be used with AD persons who are regarded as ‘at hazard ‘ when embarking out-of-doorss independently ( 9 ) . ET can be used in two ways: a wireless frequence signal which is used as portion of a tracker system to find the location of the ‘wanderer ‘ utilizing a manus held device or as an contraption which sets off a boundary dismay when a specified threshold is crossed ( 7 ) . The systems can be used in concurrence ( 10 ) . Tags can be discreet and wristbands are normally the labeling device of pick ( 7,10 ) , although senders which attach to apparels are available ( 11 ) . The usage of ET in dementedness has been an ongoing argument for many old ages ( 10 ) and can look to be a simple reversible argument: the wellbeing and protection of the dementedness sick person versus the violation of their human rights and privateness, but it is a more complex issue ( 7 ) .Key Ethical AspectsJusticeMany persons with AD want to keep an independent life style for a long as possible but this may non be executable without supervising and security. ET can let AD persons freedom with less limitations ( 7,10 ) , which can soothe carers and relations ( 7 ) . It can besides convey comfort to the single knowing that they can be easy located if they become astray ( 5 ) , nevertheless, AD persons must to the full understand that some electronic tickets are non easy removable, even if they becomes annoying and troublesome ( 12 ) . ET may dehumanize and degrade AD persons ( 8,10 ) and has the stigma of being compared to felons or animate beings ( 12 ) . AD persons could stop up being treated ‘as objects ‘ instead than people. Additionally, as the aging population additions and, hence persons diagnosed with dementedness, institutes and carers may neglect to present good attention ( 10 ) . This is because decreased staff: patient ratio in attention places and the demand for households to work, may take to ET being used as a replacement for attention alternatively of as a support tool ( 13 ) . Technology should ne'er be a replacing for human attention and compassion ( 9 ) . Ad sick persons are capable to personality alterations and a antecedently sort, caring individual can go violent and aggressive as the dementedness progresses. This must be remembered when an person is allowed to roll independently ( 4 ) as indefensible verbal or physical onslaughts may happen on members of the populace. More frequently than non, AD persons can acquire lost, sometimes in assorted phases of undress which is undignified. ET may assist forestall this ( 7 ) , nevertheless, baffled persons may non desire to return to their topographic point of abode and coercing them to make so can do them distraught ( 9 ) .AutonomyThe chief concerns environing the usage of ET are consent, privateness and freedom. The Human Rights Act 1998 states that â€Å" everyone has the right to esteem for his private and household life, his place and his correspondence † ( 14 ) every bit good as the â€Å" right to liberty and security † ( 15 ) . Families and carers tend to be centred on the safety of the person and non the violation of privateness ( 10 ) and some critics have stated that the concern over invasion of privateness is merely an issue if the person has something to conceal. This is non a good plenty ground to implement ET upon an unwilling participant but it should be noted that normally used engineering, such as CCTV, besides compromises privateness and is pattern in most establishments ( 7 ) . AD persons should non experience coerced into ET out of sense of responsibility to their carers and path for independency. ET should besides non be enforced merely because it may be a routinely used pattern in their attention place ( 12 ) . This is a future concern as ET may be used as a ‘treatment ‘ by medical professionals for persons in infirmaries under the Mental Health ( Care and Treatment ) ( Scotland ) Act 2003 ( 9 ) . This would get rid of the patients ‘ freedom of pick. While a individual enduring from dementedness still has rational capableness, they have the right to make up one's mind whether to take part in ET. This determination can be made in progress of losing rational capacity ( 4 ) . A instance survey in France by Faucounau et Al, 2009 demonstrated that AD persons who still have some cognitive ability favoured the usage of electronic tagging ( 16 ) . Consent for ET should ever be obtained prior to utilize, from the person or their power of lawyer ( 5 ) and must be reviewed at on a regular basis as people have the right to alter their head ( 12 ) . It must besides be remembered that cognitive ability can change daily and even though an AD person has antecedently had the capableness to make up one's mind to utilize ET ( 9 ) , there would be no point in leting person, who is holding an highly baffled twenty-four hours, to roll entirely. If they are deemed non to be in the right head frame, they should still be able to go forth their premises b ut with equal supervising from a care-giver. Options to ET include utilizing unafraid suites, picture surveillance, restraints and medicine ( 5,7 ) , which can hold inauspicious effects ( 2 ) ( Table 2 ) . Subjective barriers can besides be used in which the doors are concealed behind mirrors or drapes but this can take to psychosocial torment ( 7 ) . ET appears to be one of the least restrictive methods of keeping an AD patient. Engagement in ET can non lie with the AD patient entirely if they live with partners or other relations. The co-operation and age of the ET locater users must besides be considered. Family members may be aged and happen utilizing the locater hard without sufficient preparation and pattern. Locator devices require the usage of a nomadic phone/computer and internet entree and most participants are acute and willing to larn this new engineering ( 16 ) .WellbeingGeneral wellness and well-being can be improved with physical exercising and ‘wandering ‘ could be classed as a physical activity ( 9 ) . Leting AD patients to roll does hold hazards but deficiency of exercising can besides be damaging ( weakening of castanetss, hapless musculuss mass and impaired balance ) ( 17 ) . ET can ease independent physical activity and better quality of life ( 7 ) by leting longer independent life. Boundary systems would alarm carers to an single go forthing a designated country but would non halt them from making so or prevent injury. This is why it should be used in concurrence with a tracker system ( 9 ) . ET besides can non state you what the person is making when they wander ( 8 ) . Boundary dismaies may be utile in a infirmary environment when dementedness patients are admitted ( for a non-physical ground ) . There may non be equal staff Numberss in a ward or clip to adequately supervise rolling patients and boundary dismaies can halt patients go forthing their topographic point of safety. However in this scene, the patients self-respect may be affected as triping the dismaies could be mortifying and persons may experience like a load on staff ( 9 ) . Another job country lies in the industry and dependability of electronic tickets in built up countries ( 10 ) . Devicess are besides battery operated and are rendered useless if the batteries run out ( 12 ) . This shows that the usage of ET to protect from injury is null ( 10 ) .Policy / Practice / Regulatory FrameworksThere are no current Torahs or statute laws refering the specific usage of ET ( 5 ) , nevertheless, the Mental Health Act 1983 includes consent to intervention ( 18 ) . ET can be thought of as a signifier of intervention, assisting AD persons maintain independency and public assistance. Section 58 of the Mental Health Act states that â€Å" a patient shall non be given any signifier of intervention†¦ †¦ unless he has consented to that intervention † and subdivision 60 declares â€Å" where the consent of the patient to any intervention has been given†¦ †¦ .at any clip before the completion of the intervention retreat his consent † . This should protect the AD single whilst ET is regarded as an optional tool for dementedness but the likeliness is that it may go compulsory, particularly in hospital scenes, in which instance subdivision 63 ( intervention non necessitating consent ) of the Mental Health Act could use. This would let physicians to implement ET if it is thought to forestall impairment and better the dementedness symptoms ( 18 ) . As a consequence, specific statute laws and protocols need to be introduced ( 5 ) to protect all stakeholders.DecisionET appears to hold the right balance between safekeeping of an AD person and independent freedom ( 13 ) when used in the right scenes and helps ease the concern of rolling jobs for relations, carers and medical professionals. Early surveies have shown positive consequences and attitudes from participants ( 19,20 ) . Nevertheless, ET should non be an alternate to staff supervising in establishments ( 12 ) as a diminution in personal contact, supervising and attention can cut down quality of life ( 4,5 ) . In add-on, ET should non be a replacement for understanding the patients need to roll ( 7 ) . There have been several successful surveies including the ‘Safe Walking ‘ strategy in Edinburgh which used ET to supervise the motions of aged patients. Early studies from this survey stated that the participants ‘ households feel that it prevented their relations from traveling into attention and allowed them to populate independently for longer ( 19 ) . Additionally, a survey in Spain used ET to turn up lost Alzheimer sick persons. Alert signals were raised when the persons strayed outdoors defined boundaries and besides activated by the constabulary control Centre if the person became lost ( 20 ) . Due to the success of the survey, ET is now used routinely across Spain for Alzheimer ‘s patients ( 9 ) . Future considerations should include the cost deductions of ET. Who should pay for ET – NHS or in private funded? Can the authorities warrant the cost deductions of buying ET systems for each person with AD who wants to stay living independently at place? Is the cost of ET cheaper than the cost of infirmary admittances due to harm obtained due to rolling? Are options cheaper such as tranquilising medicines to forestall roving? Could the cost of ET increase the cost of an person in a attention place? All these inquiries need to be answered before ET can be to the full implemented into society.

Les Mills Situational Anaysis - 6982 Words

Luke Richards-300311784 1. Executive summary Les Mills is a New Zealand based and world renown gym franchise. The owner Philip Mills, has created a variety of high quality fitness facilities around New Zealand, opening the 10th and latest club in Britomart, Auckland in 2010. Les Mills is renowned for holding the title of Worlds Best Fitness Classes and for their high standard of operations, making them one of the leading competitors in the New Zealand gym industry. The purpose of this report is to identify and target potential market segments. By reaching these specific ‘segments’, Les Mills can increase their client basis by appealing to a wider market audience. The Situational analysis conducted for Les Mills revealed that, the New†¦show more content†¦This can be achieved by conducting a situational analysis which will determine key factors and findings of the gym industry Les Mills reside’s in, such as competitors and macro environments. A TOWS analysis will also provide vital information regarding Les Mills and their current market situation. Upon this analysis, possible faults and/or opportunities of the gym market and Les Mills will be identified, from which recommendations can be made, towards eliminating these potential barriers and providing potential benefits to Les Mills. Certain limitations may exist around assumptions, such as outdated statistics or unreliable information sources that may affect this report. Luke Richards-300311784 4.Situational Analysis 4.1 Market Analysis The purpose for conducting this market analysis is to provide Les Mills insight into the present gym market and to determine key factors, characteristics and trends within the market, with the intention of revealing potential opportunities. A particular focus for Les Mills, is the demand for group fitness classes and how they can further cater to this market regarding health and well being. 4.1.1 New Zealand Gym Market Participating in physical activity, such as working out at gyms has become increasingly popular, not only in New Zealand but in the majority of countries around the

Consideration Of Race For College Admissions Process ...

TO: Dr. Alisa Smith FROM: Drew Carff DATE: April 7, 2016 RE: Consideration of race in college admissions process – Fisher v. Texas FACTS Abigail Fisher, a Caucasian Texas resident, applied for admission to the University of Texas at Austin. She applied for the entering class of fall 2008. The University rejected her application. Fisher graduated from another university in May 2012. In 1997, Texas passed the Top Ten Percent Plan into law. The law guarantees admission to Texas residents that graduate in the top ten percent of their high school class. The plan took up 81% of the seats available for Texas residents in the 2008 class. For those that do not qualify for the Top Ten Percent Plan, the University of Texas at Austin implements a Holistic Review Program. The Holistic Review is an evaluation based on a student’s achievements and experiences. The evaluation culminates with an Academic Index (AI) that is based on standardized test scores, class rank, and high school coursework. The university determined that Fisher’s AI scores were too low for admission. ISSUE I. Whether the consideration of race in the admissions process is a violation of the Equal Protection Clause of the Fourteenth Amendment. The clause dictates that individuals of similar backgrounds and situations should be treated comparably. II. Whether the University’s consideration of race is narrowly tailored to a principled, detailed diversification goal. A university’s approach, actions, and goals must beShow MoreRelatedEssay On Affirmative Action1556 Words   |  7 Pagesled to complications and issues regarding admission processes admitting minority students who are underqualified compared to students not of color in the name of diversity. Diversity has many benefits and the implemented necessity for a diverse campus has lowered racial prejudice in recent years. However, the need for diversity shouldn’t surpass the standards or requirements necessary to attend a certain university of choice. 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If we continue burying the issues with affirmative action , we will not only be lessening the meaning of education but creating isolation betweenRead MoreThe Race Based Affirmative Action966 Words   |  4 PagesRace-based affirmative action has been challenged by a great deal of objection during the course of it duration. According to its opponents, Affirmative action proves to be inconsistent. Affirmative action based on race increases race consciousness instead of supporting color-blind justice. By giving people special consideration to ensure equality, it contributes to inequality. The constitution of the United States calls for equal treatment, therefore, allowing racial consideration poses a contradictionRead More1. The two major Supreme Court decisions need to be identified, which are related to student to1300 Words   |  6 Pagestwo major Supreme Court decisions need to be identified, which are related to student to student sexual harassment. Gebser v. Lago Vista Independent School District sets the standard under Title IX i n which an institution could be held liable for sexual harassment. However, this particular case only addressed faculty to student sexual harassment. The Supreme Court did use Davis v. Monroe County Board of Education to clarify whether the standards set in Gebser apply to harassment cases regarding studentRead MoreEssay Affirmative Action within Universities1811 Words   |  8 Pagesminorities. This particular court case, Regents of University of California v. Bakke 1978, went to the Supreme Court and marked the beginning of several upcoming disputes regarding affirmative action policies within the school system. The court supported the University, because the University desired a diverse student population, meaning no true favoritism was taking part. Though the court did not concentrate on the core concern (race), the case only helped arrange the platform for future proceedings regarding

Records Management Essay - 1596 Words

Both ministry of Education and school generates information on a daily business that plays a role in the daily operation of an institute that are referred to as records. This information generated is also use for projecting and planning purposes. (Managing records at school level). Managing and organization student’s records into a cohesive and efficient might seem like an impossible task, but it depends how much effort is placed in it, that makes it possible. School that properly manages their records meets its legislation responsibilities, aids its administrative processes and ensures that records are stored when needed and destroyed when permissible. As a result, all schools should have records management system in place. Having†¦show more content†¦As a result, the world has been modernized with what is known as records management. Records Management can be defined as a systematic control of records throughout their lifestyle. (ARMA 1). The ISO 15489 also described records management as â€Å"the field of management that is responsible for the efficient and systematic control of the creation, receipt, maintenance, use and disposition or records, including process for capturing and maintaining evidence of and information about business activities and transaction in the form of records.† (ISO 15489). Records Management includes setting policies and standards, assigning responsibilities and authorities, and integrating records management into business systems and processes. Records management in general plays an important role because records are information and assets that holds value for organization. Organization and institutions alike are given a responsibility to manage records to maximize profits, control cost, provide confidentiality, teach effective, and learn efficiently. At the end of the day, eff ective records management is required to ensure that information needed is retrievable, authentic and accurate. 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Sime Darby Free Essays

Page 1 of 6 Fundamental Analysis for SIME DARBY BHD Company Name: Stock Code (Bursa): Bloomberg: Industry: Sub-Sector: Company Description: Date of Analysis: Financial Year: SIME DARBY BHD Board: Main Board SIME FBMKLCI: TRUE SIME:MK Reuters: SIME. KL TRADING SERVICES OIL PALM/RUBBER AND OTH CROP PRODUCTION PLANTATION; PROP; MOTORS; INDUSTRIAL; ENERGY UTILITIES. 19-Sep-12 2011 30/6/2011 Price: 9. We will write a custom essay sample on Sime Darby or any similar topic only for you Order Now 79 Stock Grade: Emerging Investment Grade Profitability Profitability 10 ROI 8 ROI Liquidity 6 Efficiency 4 Risks 2 0 Potential Growth Buy Hold Returns Potential Growth 65 75 90 50 105 105 Buy Hold Returns 25 Liquidity 1. 80759 40. 02273 62. 4099 36. 10128 85. 8969 57. 48956 18. 75 7. 97 5. 34 6. 93 7. 22 8. 18 5. 48 7. 5 Risks Efficiency Future growth drivers and Risks: http://announcements. bursamalaysia. com/edms/edmswebh. nsf/all/FF95B42CEC4045D948257A7A0062 DF67/$File/Press%20release. pdf Due-Diligence All figures in millions of Ringgit Malaysia except per share values and ratio Measures 2002 @ 2002/6/30 2003 @ 2003/6/30 2004 @ 2004/6/30 2005 @ 2005/6/30 2006 @ 2006/6/30 2007 @ 2007/6/30 2008 @ 2008/6/30 2009 @ 2009/6/30 2010 @ 2010/6/30 2011 @ 2011/6/30 Importane Rate Comments Profitability Increasing Sales Revenue Increasing Net Income After Tax Increasing Gross Profit Margin (Preferably ? 40%) ROI Increasing high ROE (Preferably ? 15%) Increasing ROIC (Preferably ? 15%) Increasing CROIC (Preferably ? 15%) Liquidity Increasing Net Cash from Operations Increasing Free Cash Flow / Sales (Preferably ? 5%) Increasing Quick Ratio (Preferably ? 1) Short declining Cash Conversion Cycle Efficiency Increasing Net Profit Margin (Preferably ? 10%) Increasing OCF/TA (Preferably ? 8%) 12,053 928 29. 9% 13,718 945 30. 4% 14,904 1,015 26. % 18,646 933 24. 4% 20,162 1,203 23. 6% 20,735 1,597 23. 3% 34,045 3,753 26. 2% 31,014 2,341 23. 0% 32,845 855 26. 8% 41,859 3,847 25. 7% 10. 7% 8. 0% 4. 5% 10. 2% 8. 0% 5. 2% 10. 9% 8. 0% 3. 3% 10. 0% 9. 0% 3. 6% 12. 7% 7. 0% 5. 2% 15. 8% 8. 0% 7. 1% 16. 2% 12. 0% 9. 1% 10. 7% 9. 0% -1. 1% 3. 6% 5. 0% 6. 8% 15. 2% 13. 0% 6. 5% 647 3. 5% 1. 09 62 930 4. 3% 1. 41 66 652 2. 6% 1. 39 65 737 2. 3% 1. 12 62 1,154 3. 4% 1. 23 67 1,644 4. 8% 1. 27 65 3,936 7. 2% 1. 38 63 937 -1. 0% 1. 00 91 3,570 5. 9% 1. 00 65 3,393 4. 9% 1. 05 65 10. 0% 5. 2% 9. 0% 6. 3% . 0% 4. 2% 7. 0% 4. 5% 8. 0% 6. 6% 10. 0% 8. 4% 15. 0% 10. 9% 10. 0% 2. 6% 5. 0% 9. 5% 13. 0% 7. 9% Risks Declining Debt/Equity Ratio (Preferably lt; 1) Operating Income Variability Sales Variability Increasing Altman Z Score (Preferably ? 2. 6) Declining Beneish Score (Preferably lt; -2. 22) Potential Growth Increasing Sustainable Growth Rate (Preferably ? 8%) Increasing Expected EBIT Growth N/A (Preferably ? 8%) Quality of Sales Revenue Growth (Preferably ? 80%) N/A 0. 15 1,081 12,053 5. 73 0. 27 1,225 13,718 5. 50 -2. 83 0. 28 1,389 14,904 6. 5 -2. 90 0. 34 1,406 18,646 5. 13 -2. 95 0. 38 1,206 20,162 5. 42 -2. 86 0. 29 1,569 20,735 7. 13 -3. 00 0. 22 4,339 34,045 5. 83 -1. 99 0. 26 3,151 31,014 7. 02 -2. 89 0. 37 2,081 32,845 5. 80 -2. 84 0. 29 5,483 41,859 6. 38 -2. 86 3. 5% 2. 9% 16. 4% 93. 5% 85. 8% 28. 7% 53. 4% 59. 1% 56. 9% 3. 7% 4. 1% 2008: 2002-2011: 2008: 2002-2011: 2008: 2002-2011: 2. 3% 3. 1% 77. 2% 2009: 91. 1% 52. 4% 2009: 58. 2% 76. 6% 2009: 45. 6% 6. 4% 5-Y: 4. 4% 9. 9% 7. 9% 14. 9% 74. 6% 2010: 59. 2% 2010: 14. 9% 2010: 2. 9% 19. 4% 5. 0% -5. 0% 69. 4% 2011: 17. % 2011: 21. 6% 2011: 0. 6% 6. 6% 7. 7% 13. 6% 73. 3% 30. 0% 14. 0% 2007: 2005-2011: Quality of EBIT Growth (Preferably 2007: ? 80%) 2005-2011: Quality of Operating Cash Flow 2007: Growth (Preferably ? 80%) 2005-2011: Buy Hold Returns Shareholder Wealth Creation Full: (Preferably ? 8%) 5. 7% 10-Y: -1. 0% 3-Y: 11. 5% Investment Strategy Position Strategy Position Lump Sum + Top Up Strategy: Buy Criteria Averaging Down Method: Dollar Cost/Value Averaging Criteria 1. The current quarter’s EPS is up more than 15% from the same quarter the year before. . Price is below Intrinsic Value 3. Current EY% or Rolling 4Q EY% ;gt; 6% 4. Current DY% or Rolling 4Q DY% ;gt; 6% 5. Stock price breaks out of consolidation/dip on an uptrend. 6. Comparison of P/B ratio (for Financial stocks only) 7. Company owner, EPF, Khazanah and PNB heavily buying Sell Criteria I Remarks Criteria 1. Current EY% or Rolling 4Q EY% ;lt; 6% for more than 2 years 2. Current DY% or Rolling 4Q DY% ;lt; 6% for more than 2 years 3. Quarterly EPS drop for 5 consecutive months 4. Fundamental of business turns unattractive or bad 5. Found a better opportunity to replace this stock 6. The stock drops near to my average cost or hit my stop loss 7. Long term trend changed from bullish to bearish 8. Company owner, EPF, Khazanah and PNB heavily selling. 9. Did I make a mistake? 10. Has the stock risen too far from its intrinsic value? VI Remarks Discounted Cash Flows Valuation Shares Out. M. O. S. 13 Default Value Custom Value 6009. 46 11 Sustainable Growth % (for Average risk Average Discount % Terminal % 2011 FCF Excess Cash Intangibles Intangibles% Decay Rate Extra Decay Growth (for DCF Calc. premium Risk free Assets add to DCF (Yr4E-Yr7E) (Yr8E-Yr10E) reference) rate 20% 5% 8% 5. 50% 3. 68% 9. 2% 2% 2068. 66 4593. 30 86. 00 0% 8% 15% 4% 11. 50% 15% 20% Projection of Future Free Cash Flow 2012 Yearly Growth Future Value Discounted Perpetuity Value Present Value 2,151. 41 2013 2,237. 46 2014 2,326. 96 18,023. 58 28,024. 79 3-Y Shares Outstanding Fair Value Desired M. O. S. Buy Under Current Price Actual M. O. S. 4. 66 3. 73 9. 79 -110% 5-Y 6009. 46 4. 69 20% 3. 75 9. 79 -109% 2015 2,364. 67 2016 2,445. 07 15,233. 30 28,183. 22 10-Y 4. 70 3. 76 9. 79 -108% 2017 2,528. 1 2018 2,614. 16 2019 2,564. 07 2020 2,633. 81 2021 2,705. 45 9,780. 64 28,239. 49 Market Timing Analysis Discounted Cash Flow Valuation Fair Value Actual M. O. S. Buy Under Selection 3-Y 4. 66 -110% 3. 73 5-Y 4. 69 -109% 3. 75 10-Y 4. 70 -108% 3. 76 ? 3-Y: Fast-growing company; operates in highly competitive, low margin industry 5-Y: Solid company; operates with advantage such as strong marketing channels, recognizable brand name, or regulatory advantage 10-Y: Outstanding growth company; operates with very high barriers to entry, dominant market position or prospects Price-to-book Ratio Valuation by Price-to-book Ratio: Current EY% or Rolling 4Q EY% ;gt; 6% CU EY%: 6. 23 R-4Q EY%: 7. 05 4. 26 60 Current DY% or Rolling 4Q DY% ;gt; 6% CU DY%: 3. 06 R-4Q DY%: 3. 58 Current Cash Return% or MRQ Cash Return% ;gt; 6% 62 CU CR%: 4% Quarterly Financial Performance MRQ CR%: 2% Increasing revenue Increasing net profit Increasing EPS Jun-12’s EPS ? 15% from Jun-11 Jun-11 Sep-11 Dec-11 Mar-12 Jun-12 13,059 11,064 11,389 11,027 14,122 1,313 0. 22 1,074 0. 18 1,101 0. 18 876 0. 15 1,099 0. 18 -16% How to cite Sime Darby, Papers

Employee Benefits Essay Example For Students

Employee Benefits Essay Rob BarrBenefits that will come with a job might not make you take the job just because of that. But It could have major influence over your decision. Flexible scheduling, paid time off, and child care were singled out as key programs that impress job candidates. (http://www.amcity. com/)3 Employee benefits are becoming a major part of what employees are looking for from their companies. And in return companies are looking at their benefit packages trying to trim benefits that are not benefiting anyone. Or basically trying to get the most for their buck without upsetting their employees. Benefits also can be a way to motivate employees into better enjoying their jobs. By employers surveying their employees to see what kind of needs they have, they can better suit the benefits for their employees. Surveying is a primary tool for better understanding employees desires, and the migration of those desires.1(http://www.amcity. com/) And it is a good way of getting rid of unwanted benefits without upsetting the employees as much, because this is what they wanted. This paper will cover the topic of employee benefits, How they have evolved through time?, What types of benefits are being offered now?, and What benefits are required by law and which are not? EVOLUTION OF BENEFITSEmployee benefits, once known as fringe benefits, use to be only given to a select few employees. During World War II, there was a pay freeze in effect. Employers wanting to pay more to attract employees couldnt, so the stepped up the benefits offered to the employees. It was at this time that employee benefits started to grow and bring us to where we are today with all kinds of benefits. DIFFERENT TYPES OF BENEFITSOver time there has been a large increase in the different types of benefits introduced into the workplace. With benefits initially introduced to attract potential employees, there have been some very good ideas and some very bad ones. To start out lets first list the benefits that are out there. Retirement and Savings Plans Life Insurance and Death Benefits Medical Coverage Paid Vacations and Holidays Sick Leave Personnel Time/Flex Time Parental Leave Discounts Child care Employee Assistance ProgramsMost companies have some type of retirement plan set up. It could be in the form of a savings plan, 401k, pension plan or whatever they call it. There are two category types of pension plans. They are 1) contributions from the employer and 2) amount of pension benefits to be paid. Under these different types there are four different types of plans. They are: Contributory Plan- A pension plan where contributions are made jointly by employees and employers Noncontributory Plan- A pension plan where contributions are made solely by the employer Defined-Benefit Plan- A pension plan in which the amount on employee is to receive upon retirement is specifically set forth Defined-Contribution Plan- A pension plan that establishes the basis on which an employer will contribute to the pension fund2A spinoff of the pension plan is the 401k plan, which is named after the section in the Internal Revenue Code. This plan is becoming more popular since its introduction because it is tax deferred and it is taken out by payroll deductions. Since the 1992 Presidential election, health care has been on the hot seat for a lot of companies. There are usually two different types of health care available for employees. Health maintenance organizations(HMOs) which are organizations of physicians and health care professionals that provide a wide range of services to subscribers and dependents on a prepaid basis. And Preferred provider organization (PPO) which is a hospital or group of physicians who establish an organization that guarantees lower health care costs the employer.2 And since health care costs are on the rise companies are finding ways to combat this. .u7b086caa9cafe39bc69884ba0c79c826 , .u7b086caa9cafe39bc69884ba0c79c826 .postImageUrl , .u7b086caa9cafe39bc69884ba0c79c826 .centered-text-area { min-height: 80px; position: relative; } .u7b086caa9cafe39bc69884ba0c79c826 , .u7b086caa9cafe39bc69884ba0c79c826:hover , .u7b086caa9cafe39bc69884ba0c79c826:visited , .u7b086caa9cafe39bc69884ba0c79c826:active { border:0!important; } .u7b086caa9cafe39bc69884ba0c79c826 .clearfix:after { content: ""; display: table; clear: both; } .u7b086caa9cafe39bc69884ba0c79c826 { display: block; transition: background-color 250ms; webkit-transition: background-color 250ms; width: 100%; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #95A5A6; } .u7b086caa9cafe39bc69884ba0c79c826:active , .u7b086caa9cafe39bc69884ba0c79c826:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #2C3E50; } .u7b086caa9cafe39bc69884ba0c79c826 .centered-text-area { width: 100%; position: relative ; } .u7b086caa9cafe39bc69884ba0c79c826 .ctaText { border-bottom: 0 solid #fff; color: #2980B9; font-size: 16px; font-weight: bold; margin: 0; padding: 0; text-decoration: underline; } .u7b086caa9cafe39bc69884ba0c79c826 .postTitle { color: #FFFFFF; font-size: 16px; font-weight: 600; margin: 0; padding: 0; width: 100%; } .u7b086caa9cafe39bc69884ba0c79c826 .ctaButton { background-color: #7F8C8D!important; color: #2980B9; border: none; border-radius: 3px; box-shadow: none; font-size: 14px; font-weight: bold; line-height: 26px; moz-border-radius: 3px; text-align: center; text-decoration: none; text-shadow: none; width: 80px; min-height: 80px; background: url(https://artscolumbia.org/wp-content/plugins/intelly-related-posts/assets/images/simple-arrow.png)no-repeat; position: absolute; right: 0; top: 0; } .u7b086caa9cafe39bc69884ba0c79c826:hover .ctaButton { background-color: #34495E!important; } .u7b086caa9cafe39bc69884ba0c79c826 .centered-text { display: table; height: 80px; padding-left : 18px; top: 0; } .u7b086caa9cafe39bc69884ba0c79c826 .u7b086caa9cafe39bc69884ba0c79c826-content { display: table-cell; margin: 0; padding: 0; padding-right: 108px; position: relative; vertical-align: middle; width: 100%; } .u7b086caa9cafe39bc69884ba0c79c826:after { content: ""; display: block; clear: both; } READ: Gluten and Casein Diet for Children with Autism Essay Their result are wellness programs. Studies show employee absenteeism is reduced when wellness programs are implemented. In a study at Prudential Insurance, disability days were 20 percent lower and disability-per-capita costs were 32 percent lower after implementing a wellness program. In addition, annual medical costs fell by 46 percent.(http://www.amcity.com/)4 The whole reasoning behind wellness programs is to lower health costs, but in return they have also reduced absenteeism, on the